Order HAC/623/2026 changes the Modelo 210 calendar: imputed income for 2026 must be filed between 1 April and 31 December 2027. Q4 2026 rental income also moves to April 2027. Full explanation with deadline table and worked examples, verified against official sources.

Can’t be at the Spanish notary on completion day? A properly drafted poder notarial lets your lawyer sign the purchase, the sale or the mortgage for you. Here are the three ways to grant it, what it must contain and what it costs.

How much Spanish banks really lend a non-resident, the timetable that makes a thirty-day arras deadline unworkable, the compulsory ten days and the free notarial deed, who pays which cost since 2019, and the currency conversion right if you earn in kronor.

Non-resident sellers receive only 97% of the price: the buyer must withhold 3% for the Spanish tax office. Here is how the retention works and how to reclaim it within the four-month deadline.

Buying in Spain makes you a member of a comunidad de propietarios automatically. How fees, special levies, voting majorities and the 2025 tourist-let rules work — and the traps for non-resident owners.

A guide written specifically for US buyers: there is no escrow, no title company, no title insurance and no MLS in Spain — this is what happens instead. How to get your NIE from the United States, how to grant a power of attorney so you never have to fly over, what closing costs really are in 2026, why American landlords pay 24% on gross rent, and what the IRS still wants from you.